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The most successful MLOs always have reliable business partners

PROCESSING SERVICES FOR LOAN ORIGINATORS

As an MLO, your objective is to find the best loan options for as many borrowers as possible. You don't want to get lost in documentation management and processing details. You need business partners that can handle the paperwork while you fulfill your objective. Let us help! Saleztrax can handle the details of loan processing while you assist borrowers with the financial decisions they are contemplating. Get started.

Technology and Tracking

Saleztrax utilizes state-of-the-art Intelligent Process Automation working in a digital mortgage environment for maximum security and efficiency. Consumers and Originators are provided with a secure portal with password-protected logins and a specific email address to provide documentation that contains personal data securely.

Dedicated Loan Processor

Each Consumer and Originator will have a dedicated loan processor for their transaction who will maintain constant communication via email during the process. Since the documentation requirements are so specific, it's essential to communicate the details in writing.

After receiving the loan application package from the originator, Saleztrax's knowledgeable staff will review documents provided for completeness and compliance with state and federal regulations. Our highly qualified staff can pre-underwrite your file and determine what the lender will require to obtain the loan approval. Working with the consumer, our goal is to submit a file for underwriting as complete as possible for a successful outcome.

Our Goal For MLOs And Borrowers

Our goal throughout the transaction is to be confident that the borrower is ready to close on the contract closing date. We will work diligently to clear all lender requirements, so closing can proceed as scheduled, stress-free.

What We Stress To Borrowers

1. Communication is KEY! Respond quickly to all requests for documentation or information.

2. Respond to all E-Sign requests from the lender immediately to avoid delays in the process.

3. Refrain from making any changes to your current financial position. Before any change, please review with your originator and loan processor. 

4. Always provide ALL Pages of any documentation requested, even if the page is blank.

5. Do not alter documents with white out or redactions.

6. Always call if you are unsure or have a question. We are here to help!

FEES AND TERMS

Standard Processing Fee

Conforming loans classified as qualified mortgages our processing fee is

 $1195.

Non-standard Processing Fees

Non-QM Loans, FHA 203k, or Renovation Loans our processing fee is

 $1395.

Payment

Saleztrax receives payment at closing and is listed on the closing disclosure. Saleztrax will waive the processing fee on transactions that do not close.

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